Housing

If you are new to Canada or planning to immigrate to Canada, one of the first thing you will probably need is to find a place you and your family can call home.

For most new comers, your first home will likely be a rented house or apartment. Renting a home should provide you a safe place where you can begin to adjust to your new life in Canada. It can also give you time to work for a home to buy without a quick decision.

We at Agnihotri Immigration consulting are putting forward the experience and knowledge shared by our newly immigrated clients.

Types of Rental Housing

There are several different types of Rental housing available across Canada. These includes

• Apartment – An apartment is a self contained, single family unit in a building or house. Most of the apartment have one , two or three bedrooms or a bachelor unit having a combined living area that also serves as bedroom.
• Single Family detached – A house containing one dwelling unit that is stand alone and sits on its own lot. Thereby offering a great degree of privacy
• Row House Or Town House- There is more units are built side –by-side and structure adjoining all. Town houses may also be “stacked” which means that the top two floors will consist of a separate units from the bottom two floors
• Rooms- Large Home sometimes are divided into several private bedrooms that are rented to individuals, with common shared kitchen and bathroom.

Next, you will need to decide whether to rent or buy a home. Renting usually costs less than buying a home, and it usually takes less time to find and move into rental accommodation than to buy a home. When making this decision, ask yourself:

Here are the some points that you should thinking before renting or buying your new home.

• How much can you afford? Do you have enough money to buy a home, or will you need a mortgage (more on mortgages below)? How much can you afford to pay per month for housing?
• Are you confident in your ability to do maintenance and repairs to a home? Landlords or property owners are usually responsible for maintenance of a rental unit.
• How long do you plan to stay in one community? If you are not sure about the location in Canada you want to live in, renting may be best for you.

If you decide to rent a home, you will probably sign a rental agreement, or lease. This is a contract between a landlord and a tenant, outlining the monthly rent and the landlord’s and the tenant’s rights and responsibilities. Make sure you get your rental agreement in writing as a record of what you and the landlord have agreed to

Owning a home

Buying a home involves costs in addition to the purchase price, such as real estate agent fees, legal fees, property taxes and home maintenance.

Use full link for all your housing need

http://www.fcac-acfc.gc.ca/Eng/resources/toolsCalculators/Pages/home-accueil.aspx0

How to make a moving budget

Whether you buy or rent, you’ll have to pay security deposits, connection fees, movers and more. The above link will guide lists all the “start-up” expenses, including moving, outfitting your new home, legal fees and fees for new accounts for utilities. Renters will probably have to pay a security deposit equal to one month’s rent, as well. Ongoing costs include utilities such as electricity, water, telephone, cable television and Internet connections, as well as insurance, parking, maintenance and taxes.